MoneySorted

Guide

Revolut Bank Statement Guide — Understanding Your Statement

Revolut statements look and work differently from traditional UK bank statements — they cover multiple currencies, include more transaction detail, and are formatted for a global user base. This guide explains everything you'll find on a Revolut statement and how to use the data effectively.

How to download your Revolut bank statement

Revolut provides statements exclusively through the app:

  • Revolut app (PDF) — tap Profile (top left) → DocumentsBank statements → select account (GBP, EUR, etc.) → choose date range → Generate statement → download PDF
  • Revolut app (Excel/CSV) — from the same Documents screen, select Excel spreadsheet for a full transaction export in CSV-compatible format
  • Custom date ranges — Revolut lets you choose any start and end date, not just calendar months. Useful for tax year exports.
  • Per-currency statements — if you hold balances in multiple currencies (GBP, EUR, USD), you generate a separate statement for each currency account.

Revolut's PDF statements are accepted by most UK landlords, mortgage lenders, and visa authorities, though some institutions may query a Revolut statement — in that case, using a more traditional UK bank account statement alongside it is advisable.

What the columns on a Revolut statement mean

Revolut PDF statements include these columns:

  • Date — the date and time the transaction was completed
  • Description — the merchant name or transfer reference; Revolut uses enriched merchant names where available
  • Money out — amounts leaving your account in the statement currency
  • Money in — amounts received in the statement currency
  • Balance — your running balance in that currency after each transaction
  • Exchange rate — shown for foreign currency transactions, indicating the rate applied at the time of the transaction

Revolut transaction types explained

Revolut uses plain-language descriptions rather than cryptic codes, but here are the transaction types you'll encounter:

  • Card payment — a payment made using your Revolut Visa or Mastercard debit card, in person or online.
  • Transfer — money sent to or received from another account, either within Revolut (Revolut to Revolut is instant and free) or to an external bank account.
  • Top-up — money added to your Revolut account from a linked debit or credit card, or from a bank transfer in.
  • Exchange — a currency conversion within Revolut (e.g. GBP to EUR). These appear as a debit in one currency account and a credit in another.
  • Direct Debit — Revolut supports Direct Debits on GBP accounts with a UK sort code and account number.
  • Standing Order — recurring scheduled transfers you've set up within Revolut.
  • ATM — a cash withdrawal. Revolut allows fee-free ATM withdrawals up to a monthly limit (depending on your plan); withdrawals above the limit incur a 2% fee.
  • Refund — a merchant refund, shown as a positive amount.
  • Cashback — cashback earned on purchases (available on paid Revolut plans).
  • Subscription — the monthly or annual Revolut plan fee (Standard, Plus, Premium, Metal, Ultra).
  • Savings — transfers into or out of your Revolut Savings Vault.

💡 Revolut currency exchanges appear as separate debit and credit transactions on different currency statements. When reviewing spending, check that you're not double-counting money that was simply exchanged between your Revolut currency accounts.

Revolut vs traditional UK bank statements — key differences

Revolut statements differ from Barclays, HSBC, or Lloyds in a few important ways:

  • Multiple currency accounts — each currency generates a separate statement; there's no single combined view across all currencies
  • IBAN format — Revolut's UK accounts use a sort code and account number for GBP, but international accounts use IBAN format
  • Enriched merchant data — Revolut often shows the actual business name and category rather than a payment processor code
  • Real-time exchange rates — foreign currency transactions show the rate that was applied, giving a clearer picture of what you actually paid
  • No branch network — all statement access and account management is app-only

Analyse your Revolut statement automatically

Revolut's multi-currency statements can be harder to analyse than traditional bank statements — especially if you spend across currencies. MoneySorted reads your Revolut PDF statement and categorises every transaction automatically, giving you a clean spending breakdown in under 60 seconds.

No Revolut login required. Upload the PDF you've already downloaded from the app and export the results to CSV or Excel.

See also: complete guide to converting UK bank statements to Excel.

Skip the manual work

Upload your bank statement and MoneySorted does all of this in seconds — for free.

Analyse My Revolut Statement Free →

Also see: Convert any UK bank statement to Excel →